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Fixed-Rate Mortgages
What Is an FRM (Fixed-Rate Mortgage)? Plan on living in your home for a long time? Starting a family and need a new home? If the house you're buying is one you plan on calling home for a while, a fixed-rate mortgage may be the ideal loan for you. Fixed-Rate Mortgages provide you with a mortgage interest rate that stays the same. From the moment you close on your mortgage to the day you pay you finish paying off your loan, your monthly principal and interest payment will stay
2 min read
USDA Home Loans
A USDA Loan is a government-backed, no down payment home loan that allows low-to moderate-income households to get up to 100% financing for their primary residence. Whether you're looking to buy, build, repair, or renovate, 91% of the United States is within the USDA mortgage boundary, so your opportunities are practically endless.
1 min read
FHA Home Loans
An FHA Home Loan is a government-backed mortgage program that can make it easier for people to become homeowners. FHA mortgage loans are insured by the FHA or the Federal Housing Administration, which is a sector under the U.S. Department of Housing and Urban Development, or HUD.
4 min read
Adjustable Rate Mortgages
What Is an ARM (Adjustable Rate Mortgage)? An adjustable-rate mortgage (ARM) could help you save more money on your loan, especially if you'll be living in the home for only a few years. But what is an adjustable-rate mortgage? ARMs have an initial rate that's fixed for a specific time during the mortgage; after that, the interest rate adjusts with the market. It can offer homebuyers another option to traditional fixed-rate mortgages. Is it right for you? Let's find out toge
2 min read
Conventional Loans
A conventional loan is not offered or secured by a government entity; however, it can be guaranteed by both Fannie Mae and Freddie Mac, two government-sponsored enterprises. This loan is a great fit for those who might have great credit and can afford a large down payment (although a large down payment isn't always required – it can help you eliminate paying private mortgage insurance). Whatever your long - or short-term goals are, a conventional mortgage can help you meet th
2 min read
Reverse for Purchase (R4P)
Reverse for Purchase (R4P) is a strategic tool that enables adults nearing or in retirement age to increase their buying power for a new home while eliminating required monthly mortgage payments.
1 min read
Home Equity Line of Credit (HELOC)
Is a Home Equity Line of Credit (HELOC) right for your retirement plan? Read this article to find out how a HELOC could help fund your retirement plans.
2 min read
Reverse Mortgages
A mini guide to what a Reverse Mortgage is, it's benefits and some common myths to help guide you and your family reach a new outlook on financial freedom.
3 min read
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